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Provisions Of Affordable Healthcare Act

Two provisions of the federal government?s Affordable Care Act (ACA) will take effect over the
next few months:
??Insurance Requirement: Beginning Jan. 1, 2014, most Americans will be required to have
health insurance that provides ?minimum essential coverage,? as required by law. Those
who do not meet the insurance requirement may pay a penalty for 2014 and beyond.
Penalties will apply for adults and dependents. All AT&T employees who enroll in AT&T
medical coverage1 will have ?minimum essential coverage? and are not subject to a
??Health Insurance Marketplace: Beginning Oct. 1, 2013, the federal and state government sponsored
Health Insurance Marketplace (ACA Marketplace or public exchanges) will begin
taking applications to purchase health insurance for 2014. Information about the ACA
Marketplace is provided in the attached notice, including information regarding possible
federal assistance. The vast majority of our employees are eligible for AT&T medical
coverage, receive a Company s

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